Professional Liability Insurance
for Osteopaths

Your insurance includes

• Public Liability (Indemnity Limit £5,000,000 per insured person or business: £10,000,000 available on request)
• Malpractice Cover & Professional Indemnity (Indemnity Limit £5,000,000: £10,000,000 available on request)
• Products Liability (for items sold in connection with your insured business)
• Working from home, at a client’s home, or at any owned, rented or hired premises anywhere in the world excluding the USA/Canada
• Damage to rented/hired third party premises
• Accidental loss or damage to your business stock and equipment
• Overall Limit £5,000: Single item limit £1,000: excluding mobile phones
• Libel & Slander
• Breach of confidentiality, negligence or breach of duty of care
• Website and e-mail infringement arising from the promotion, marketing and advertising of your insured business
• Additional Legal Expenses (Currently only available in the UK & Ireland)
• Geographical coverage: World Wide (Great if you work ‘on-line’ from the EEA or the UK but do not have assets or interests overseas)
• Jurisdiction: World Wide excluding the USA & Canada (Cover may be available on request)
• Indemnity to principals
• Member to member liability included
• Retro-active date 2006 or since the date you have held Medical Malpractice/Liability insurance without break or interruption
• 36 months run off cover to allow for periods when you might not be working
• On-line teaching and pre-recorded teaching is included. However, you should also consider additional media insurance, which is beyond the scope of this insurance
• Loss of Reputation extension
• Emergency First Aid and Good Samaritan Acts included